Dafacto

The personal website of Matt Henderson.

Socialismo

Un profesor de económicas en una universidad anuncio que nunca había suspendido a un alumno, pero que recientemente había suspendido a una clase entera. La clase insistió que el socialismo de Obama

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Politics, Society and Corruption

Hardly a day passes here in Spain that we don’t hear news of yet another case of political corruption. Whether it’s the left-leaning PSOE or the right-leaning PP, representatives from both the

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For your credit report, more accounts is better?

Today I decided to review my credit status at CreditKarma, and found that all components of the report were listed as excellent, except for one—the number of accounts I have on record—which was

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The opportunity cost of spending today

The power of compounding interest can be understood through the “rule of 72”—i.e. the number of years it takes to double your money is approximately equal to 72 divided by your rate of return. For

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The user experience of European banking websites

One area in which the United States is light years ahead of Europe is online banking. Some time ago, American banks finally came to understand that the usability of their online interfaces

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Don’t do business with LocalFlavor.com

Somebody signed up for an account at LocalFlavor.com using my email address (a common occurrence, since I have a relatively common name, and was the first to grab it at Gmail.) Heres what happened

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Using Tresorit to manage and share confidential data on a Mac

Earlier this year, I described how I used Dropbox to share confidential documents among our family’s Macs. Unfortunately, that approach proved too problematic and I’ve since had to switch to a new

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Considering health care costs as taxation

The US tax revenue as a percentage of GDP is about 35%. In this article, Phil Greenspun points out that Obamacare, which forces citizens to purchase health insurance, isn't materially different than

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Is Apple’s pricing fair?

In a conversation with the BBC, Motorola president Rick Osterloh had some words to say about Apple’s pricing.

We do see a real dichotomy in this marketplace, where you’ve got people like Apple making

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Those unintended consequences of usability improvements

Both my Jeep Wrangler and Toyota iQ introduced usability improvements that have some unfortunate consequences.

When I switch my Jeep off, its headlights remain on for about 30 seconds. Presumably

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